VERIFIEDBy Xavier Rivera· ·1 min read
Tesla's Safety Score 3.0 Awards FSD Miles Perfect 100
Tesla's Safety Score 3.0 gives Full Self-Driving (Supervised) miles a perfect 100, boosting insurance scores and cutting premiums for new policies in six states. The update directly incentivizes FSD use with financial rewards based on Tesla's internal driving data.
Source:Teslarati
TL;DRAI · 60 sec read
Tesla's new Safety Score 3.0 automatically assigns a perfect score of 100 to every mile driven with Full Self-Driving (Supervised) enabled. The update intertwines the autonomous driving suite with Tesla Insurance to boost average safety scores and deliver lower monthly premiums.
Tesla Insurance calculates Safety Scores from 0 to 100 using real-time vehicle data on acceleration, braking, following distance, and speed. Higher scores yield cheaper rates, but prior versions penalized brief manual interventions during FSD use. Safety Score 3.0 eliminates that penalty, treating supervised FSD miles as the safest behavior.
Drivers keeping FSD engaged for most trips will see scores rise, potentially shaving hundreds of dollars off annual premiums. Tesla calls the change a response to customer feedback complaining that the old model punished desired FSD use.
The program launches for new policies in Indiana, Tennessee, Texas, Arizona, Virginia, and Illinois. Existing policyholders are excluded so far, prompting questions from owners, including those in California and Georgia hoping for nationwide expansion. Tesla has not disclosed exact premium reductions or a full rollout timeline.
Tesla Insurance calculates Safety Scores from 0 to 100 using real-time vehicle data on acceleration, braking, following distance, and speed. Higher scores yield cheaper rates, but prior versions penalized brief manual interventions during FSD use. Safety Score 3.0 eliminates that penalty, treating supervised FSD miles as the safest behavior.
Drivers keeping FSD engaged for most trips will see scores rise, potentially shaving hundreds of dollars off annual premiums. Tesla calls the change a response to customer feedback complaining that the old model punished desired FSD use.
The program launches for new policies in Indiana, Tennessee, Texas, Arizona, Virginia, and Illinois. Existing policyholders are excluded so far, prompting questions from owners, including those in California and Georgia hoping for nationwide expansion. Tesla has not disclosed exact premium reductions or a full rollout timeline.
HELP US IMPROVE
Reader-supported
The Circuitry is a passion project I've always wanted to build, and I love the work behind it.
Running it costs real money. APIs, hosting, time. To keep improving the site and growing this into something useful for everyone, those costs have to be covered.
Any contribution is appreciated. If not, no pressure. Thanks for reading.